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| DAVE BAILEY'S PRIVACY POLICY |
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Protecting your privacy is important to us. Dave Bailey Insurance and its affiliates are committed to protecting our customers’ personal information.
Our Privacy Policy explains how we collect, use, disclose and store your personal information. |
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The Personal Information We Collect
We only collect the information we need, which may include credit and financial information, health information, lifestyle information, name, marital status, sex, date of birth, address, citizenship status, occupation, income, and net worth, for the purposes of providing and servicing your financial and insurance products. |
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Why We Need the Information
We use your personal information:
- to establish and maintain responsible relationships with customers and potential customers and to provide
ongoing service
- to understand customer and potential customer needs and to make recommendations
- to assess your application and eligibility for investment, insurance and other services available to you by
our firm
- to develop, enhance, promote, market or provide products, services and support
- to manage and develop our business and operations
- to detect and prevent fraud and to verify your creditworthiness for products and services your request; and
- to meet regulatory and contractual requirements
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Third-Party Collection and Disclosure
We may collect your personal information from and transfer or disclose your personal information to third parties such as our affiliates, the Medical Information Bureau, reinsurers, doctors, advisors, franchisees, and service providers for the purposes of evaluating risks for life insurance (underwriting), investigations, servicing and administration and for claims purposes. Any of our agents, service providers, advisors and franchisees with whom we have a contractual relationship are required to collect, use and disclose personal information in accordance with this Privacy Policy and our privacy practices, where we have transferred or disclosed your personal information to these parties.
We do not sell your personal information. |
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Your Consent
We will only collect, use or disclose personal information with your consent, except as required by law.
Your consent is required for the collection, use or disclosure of your personal information, except as required by law. Consent may be oral or written, express (e.g., providing your personal information on an application form) or implied (e.g., not withdrawing your consent to a certain use of your personal information when given the opportunity to do so). Your authorized representative may give consent on your behalf.
You can withdraw your consent for us to collect, use and disclose your personal information any time, subject to legal and contractual restrictions and reasonable notice. Withdrawing your consent may prevent us from providing you with requested products or services. |
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